Gumroad vs Ko-fi
Which is better for monetization in 2026? Here's our side-by-side comparison.
Pricing Comparison
How Gumroad and Ko-fi pricing stacks up — green highlights the better value.
| Free Tier | Free to list. 10% + payment processing per sale. No monthly fee. | 0% fee on donations. Payment processing only. Shop and memberships with Gold. |
| Starter Price | — | $6/mo |
| Pro Price | — | — |
| Per-User Pricing | No (flat rate) | No (flat rate) |
| Annual Discount | — | — |
Feature Comparison
What each tool brings to the table.
| Feature | Gumroad | Ko-fi |
|---|---|---|
| Digital product sales | ||
| Courses and memberships | ||
| Pay-what-you-want |
Pros & Cons
Strengths and weaknesses of each tool, side by side.
Gumroad
Pros
- No monthly fee
- Simple to use
- Creator-focused
The Bottom Line
Which tool should you choose?
Ready to get started?
Try either tool and see which one fits your workflow.
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